How It Works

Learn more about Instant Payday Loans here. We'll explain who we are, how to qualify, and how the matching process works.

Who We Are

We are a free matching service that connects our visitors with lenders of payday loans. At Instant Payday Loans, it is our goal to serve as a one-stop-shopping destination for those in the market for an expedited payday advance. Though there really is no such thing as truly "instant" payday loans, we can help you find lenders that offer the next closest thing. We partner with a large network of reputable lenders that specialize in offering convenient, quick, and affordable payday loans. Instant Payday Loans will match you with a lender for free, and our services come with no obligation. Our mission is to help you find the right lender for you in as little time as possible.

Qualifying with Instant Payday Loans

Qualification requirements will vary tremendously by lender. In general, though, most Instant Payday Loans lenders require the following:

• U.S. citizenship
• At least 18 years old
• Have active checking or savings account
• Bank account has direct deposit feature
• Employed or have alternate source of regular income
• Make at least $1,000 per month

Signing up with Instant Payday Loans

Instant Payday Loans makes it quick and easy to sign up to be matched with one of our lenders. Here is how the matching process works:

1. Provide us with your contact information. You will first need to provide Instant Payday Loans with your basic contact information (i.e., name, address, etc.). Our online sign-up form is free, comes with no obligation, and takes only minutes to fill out.
2. We match you with the right lender for you. Based on the information you supply us, Instant Payday Loans will match you with a lender that can meet your needs. You will then be directed to the lender's website to complete the process.
3. Apply for a loan on the lender's site. If the lender makes you a satisfactory offer, you can then apply for a loan on the lender's site. Typically, our lenders offer free applications (varies by lender).