Frequently Asked Questions about Instant Payday Loans

Here are the answers to the most commonly asked questions about instant payday loans.

What is Instant Payday Loans?

Instant Payday Loans is a free referral service that matches visitors with quality payday lenders that can meet their needs. We are not a lender, so we do not actually issue payday loans. We are simply a matching service designed to help you find the right lender for you.

How do I sign up with Instant Payday Loans?

You can sign up with Instant Payday Loans by filling out our simple, online form. The form will ask you for some basic contact information, such as your name, phone number, address, etc. Once we have this information, Instant Payday Loans will match you with a lender that can meet your needs. You will be directed to this lender's website, where you may apply for a loan if you so choose. Our services are free and come with no obligation.

Do instant payday loans really exist?

No, there is no such thing as an "instant" payday loan. Even greatly expedited payday loans usually take a minimum of 24 hours to process and deposit (varies by lender). However, we partner with lenders that can offer the next best thing. Instant Payday Loans will connect you with a lender that can get you your emergency cash as fast as possible.

How large of a loan can I get?

The size of your loan will depend on your lender and your income level. Generally, the higher your income, the higher the loan amount for which you will qualify. Some of our lenders offer loans of up to $1500 (varies by lender). Remember to try not to borrow more than you absolutely need, as you will save money on finance charges this way.

What do I need to qualify?

Instant Payday Loans lenders have different qualification requirements, so you will need to talk to your lender about the specifics. In general, our lenders tend to require a certain monthly income, employment, U.S. citizenship, and that you have an active checking/savings account.

How quickly can I get a payday loan?

How quickly you get your loan will depend on your lender and when you apply. If you apply during normal business hours, some of our lenders can have your loan to you by the next business day (varies by lender).